Statement of Condition:

Assets:	($ 000)
Cash and Due From Banks	$16,539
Investment Securities	$92,891
Real Estate Mortgage Loans	$246,868
Other Loans	$8,842
Other Assets	$35,923
Total Assets:	$401,063

Liabilities and Net Worth Accounts:
Money Market Management Accounts	$5,691
Saving Deposits	$85,392
Time Deposits	$79,852
Checking Accounts, NOW Accounts, and Other Demand Deposits	$57,869
Due to Federal Home Loan Bank	$90,940
Other Liabilities	$17,593
Net Worth	$63,726
Total Liabilities and Net Worth Accounts:	$401,063

Statement of Income and Changes in Net Worth:

Current Operating Income:
Interest on Mortgage and Other loans	$15,495
Interest and Dividends on Securities	$3,525
Other Interest and Dividends	$351
Miscellaneous Income	$5,298
Total Current Operating Income:	$24,669

Current Operating Expense:
Salaries and Benefits	$7,020
Occupancy Costs	$1,625
Other Expenses	$5,089
Total Current Operating Expense:	$13,734

Net Income for Period:
Net Current Operating Income before Taxes and Interest	$10,935
Franchise and Income Taxes	$1,744
Interest Paid	$4,033
Total Net Income for Period:	$5,158

Reconciliation of Net Worth:

Net Worth:
Net Worth as of 12/31/09	$59,176
Net Additions to Net Worth	$5,158
Other Comprehensive Income	$(608)
Total Net Worth:	$63,726