Savings Options Passbook Savings Accounts, Statement Savings Accounts, Money Market Management Accounts, Payroll Savings, Time Deposit Accounts, Christmas Club Accounts	Checking Options * Totally Free Checking, * Low Minimum Interest Checking, No Minimum Interest Checking, * Economy Interest Checking, * 50 + Free Interest Checking, * VIP Free Interest Checking, * Wall Street Checking, * New Opportunity Checking. * Customer Purchases Checks
Business Checking Options * Totally Free Business Checking, * Business Interest Checking, * Commercial Checking All Business Checking Accounts Include Only $50 minimum opening deposit, FREE Express Online Banking and FREE Express Bill Pay, FREE Express Business Banking ATM/Debit Card * Customer Purchases Checks	Retirement Accounts IRA / Roth IRA Accounts, Keogh Accounts, Simplified Employee Pension Plans, Simple Plans, Education IRA Accounts

Fulton Savings Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non-interest bearing transaction (checking) accounts are fully guaranteed by the FDIC for the entire amount in the account. In addition to checking accounts, Interest on Lawyers’ accounts (IOLA) and NOW accounts are also fully guaranteed under this program. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under FDIC's general deposit insurance rules.