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75 South First Street, Fulton, NY 13069

Fulton Savings Debit / ATM Card

You can use it everyday for purchases or cash wherever you go.

An Express Banking Debit Card gives you the freedom and convenience of everyday access to your funds on deposit at Fulton Savings Bank.

You can use it at any Fulton Savings Bank ATM or any HSBC ATM worldwide. Use it to get cash from your Fulton Savings Bank account, make transfers between accounts, and for obtaining account information with no fees.

Here's another big advantage, There's no annual fee for a Fulton Savings Bank Express Banking Debit Card.

And, you can use it to shop at most locations accepting MasterCard and thousands of other locations nationwide and internationally, at outlets or point-of-sale terminals that offer Debit/ATM card accessibility, with networks such as Cirrus or NYCE.

Your Fulton Savings Bank Express Banking Debit Card works at other outlets and point-of-sale terminals (see logos on back of card) which enable you to use it to make purchases at many other merchants - from supermarkets to gas stations. Some retailers may even offer a cash back option, which allows you to request more than the purchase amount and receive the difference back in cash.

Regional networks offer Debit/ATM card accessibility to local participating merchants and international networks, like Cirrus and NYCE, providing card access to merchants both in the US and in more than 64 countries.

When you use your debit card to make a purchase at a retailer, you should be given the option of activating a "debit" or a "credit" transaction.

If you choose credit: The transaction will be free.

If you choose debit and are asked to input your Personal Identification Number (PIN): You will be charged $1.00.

With Fulton Savings Bank Express Banking Card you can get cash anytime day or night. And when you use your Express Banking Card at any of Fulton Savings Bank's many locations, there's never any fee. Fulton Savings Bank has installed ATM's in all communities we serve. Click here for a list of Fulton Savings ATM locations.

Resolving Disputes with Merchants Shopping with your Fulton Savings Bank Express Banking debit card is essentially the same as paying with cash or checks. Work directly with the merchant to resolve any dispute. Their refund policies generally govern these transactions. If a dispute cannot be resolved, a Fulton Savings Bank Branch Office Representative may be of assistance.

Convienent Key Features

  • Accepted Worldwide easier than carrying lots of cash.
  • Accepted more readily than checks, especially out-of-state, and avoids the hassles of check approval. And, no bulky checkbook.
  • Helps keep track of spending purchase details appear on your monthly checking statement.
  • NO Annual Fee!
  • Can be replaced if lost or stolen.
  • Not only can you use your Express Banking Debit Card at any Fulton Savings Bank ATM location, but you can ALSO use your Debit Card at any HSBC ATM worldwide with NO FEES!

If you do not have a Fulton Savings Bank Express Banking Debit Card and would like to enjoy all the convenient benefits, just stop in any Fulton Savings Bank office or e-mail us at info@fultonsavings.com . Please DO NOT disclose any personal or sensitive information as the Bank's e-mails are not encrypted .

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