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75 South First Street, Fulton, NY 13069

Fulton Savings Fee Schedule

Effective since 04/01/2010

Administrative and Information Services:
 
Copies of account $2.00 per statement
Account research / reconciliation $35.00 per hour
Photocopying of customer documents $1.00 per item
Loose coin counting ($2.00 min. charge) $10.00 per hour
Legal processing fee $175.00 per request
Lost passbook replacement $5.00
Insufficient Funds:
 
Returned (unpaid) Insufficient Funds - (Checks, ACH, EFT, ATM withdrawals) $ 28.00 per item
Overdraft (paid) Insufficient Funds -(Checks, ACH, EFT, ATM withdrawals) $28.00 per item
Uncollected Funds (unpaid) - (Checks, ACH, EFT, ATM withdrawals) $28.00 per item
Uncollected Funds (paid) - (Checks, ACH, EFT, ATM withdrawals) $28.00 per item
Rejected check (Printing quality) $5.00 per item
Return of deposited items $10.00 per item
Bank Items:
 
Money Orders, Official Checks (Customers - First One Free) $1.00 each
Green zipper bags $2.00 each
Night deposit canvas lock bags $35.00 each
Demand Account Activity:
 
Stop payment order $28.00 per order
Premature Closing Fee (Accounts opened less than 180 days) $25.00 per account
Certificate of protest $25.00 per protest
Checks:
 
Check printing Prices vary
Other:
 
Inactive Account Fee (No activity for 60 days, balance less than $100) $5.00 per month/acct
Returned Mail $5.00 per month/acct
Collections, Transfers and Account Closings:
 
Incoming collections from other banks $10.00 each
Outgoing domestic wire transfers $20.00 each
Foreign check collection $20.00 each
Coupon collection fee $5.00 per envelope
Express Banking Card Withdrawls and Inquiries:
 
ATM/Debit Card replacement $5.00 each

All transactions at any Fulton Savings Bank ATM, and any HSBC Bank ATM worldwide, are free for Fulton Savings Bank cardholders. There will be a $1.00 charge for each withdrawal at Point-of-Banking (POB); Point-of-Sale (POS). There will be a $1.50 charge for each withdrawal at Automated Teller Machines (ATM) not mentioned above, where the use of a personal identification number (PIN) is required.

Equal Housing Lender
Member FDIC