Welcome Guest, Online Banking: Login / Sign Up

75 South First Street, Fulton, NY 13069

Fulton Savings Mortgage Loan Products

Residential / Consumer/ Commercial. Change The Way You Bank Forever.

Fixed Rate Residential Mortgage Loan

Competitive Rates and fees, Private mortgage insurance may be required Learn More

Adjustable Rate Mortgage Loan

Competitive Rates and Fees, 1 ARM; 3/1 ARM; 5/1 ARM; 7/1 ARM, Private mortgage insurance may be required, Yearly caps of 2%, Lifetime caps of 6% over the starting rate Learn More

SONYMA State of New York Mortgage Agency

Lower than market interest rates, Fixed rate, First time homebuyer, Private mortgage insurance may be required

Construction Mortgage Loans

Save costs with our single closing, Flexible draw schedule, Pay interest only during the construction period

Fulton Savings Bank offers a full line of owner occupied residential mortgage loan programs to meet your needs:

Purchase, Refinance, New Construction, Home Improvement, Home Equity Loans, Home Equity Lines of Credit

For more information on any of these products, please call: Tom Greco (315) 343-1230 or Pat Hamer (315) 592-8327 or (315) 668-6153

Equal Housing Lender
Member FDIC