Mortgage Loan Originator

Salary Range:  Base Salary + Commission

REPORTS TO: Senior Vice President/Lending Compliance Officer & CRA Officer


Loan origination is the process of preparing the loan application documents to match the requirement of both the applicants' needs and Fulton Savings Bank's loan programs. The basic functions of a loan originator are to prepare application documents and counsel borrowers. The loan originator brings the customer to Fulton Savings Bank by calling on realtors, builders, building supply stores, attorneys, accountants, tax preparers, financial planners and other potential sources as well as working with Fulton Savings Bank's branch system and existing customer base.


No unusual physical requirements


Minimum 2 years loan origination or processing/underwriting experience preferred OR strong sales insight and customer service skills in a lending environment

Must be able to effectively operate the Bank's loan origination system

Must be able to multi-task in fast paced environment

Must possess motivation, maturity and intensity to perform their duties with minimal supervision with a high degree of integrity and personal character

Must have full knowledge of Fulton Savings Bank loan programs and the ability to translate them into simple terms and present options

Must have knowledge of all federal and state regulatory requirements, so that no law is violated during origination through settlement

Must maintain an active Nationwide Mortgage Licensing System and Registry (NMLS)


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