Sign Up For Express Online Banking Today!
Terms and conditions as well as the Online Access Agreement below.
If you still have questions please review our frequently asked questions.
There is absolutely no charge for Fulton Savings Express Online and Express Bill Pay service.
We at Fulton Savings have worked hard to make Express Online Banking plain and simple. Once you start the process using your personal computer (PC) and an internet connection to our secure server, Fulton Savings Express Online Banking will lead you through the process and change the way you do personal banking – forever.
All you need is an account at Fulton Savings Bank, a PC and Internet access with the latest browser version available. Once you start the process using your PC and an internet connection to our secure server, Fulton Savings Express Online Banking will lead you through the process and change the way you do personal banking forever.
Once you are established with our Online Banking Department, you will be able to add our Express Bill Pay feature. Simply select the payee tab, click add payee and follow the prompts. That way you will be able to pay your bills, as well as do your personal banking, from the convenience of your computer.
This Online Access Agreement (“Access Agreement”) for accessing your Fulton Savings Bank accounts through Express Online Banking explains the terms and conditions governing the Online banking services and bill pay offered through Express Online Banking. By using the Express Online Banking Services, you agree to the terms and conditions of this Access Agreement. This Express Online Access Agreement will be governed by and interpreted in accordance with Federal law and regulation, and to the extent there is no applicable Federal law or regulation, by the laws of the State of New York. The terms “we,” “us,” “our,” “Fulton Savings Bank,” and “Bank” refer to Fulton Savings Bank. “You” refers to each signer on an account. The term “business days” means Monday through Friday, excluding Saturday, Sunday and Federal holidays. Express Online Banking can be used to access Fulton Savings Bank accounts. Each of your Fulton Savings Bank accounts is also governed by the applicable account disclosure statements (“Account and Service Agreement”).
By signing up for Express Bill Pay, I / We authorize Fulton Savings Bank to post payment transactions I / we generate by Express Bill Pay. I/We understand that I / we are in full control of my/our account. If at any time I / we decide to discontinue service, I / we will provide written notification to Fulton Savings Bank, 75 South First Street, Fulton, NY 13069, Attn: On-line Banking Department.
My/Our use of Express Bill Pay signifies that I/we have read and accepted the terms and conditions governing the service. I / We understand that payments may take up to seven (7) business days to reach my / our selected vendors and that they will be sent either electronically or by check.
Fulton Savings Bank or its authorized agent will use reasonable efforts to ensure payments reach creditors on time but cannot guarantee the time a payment will be posted by a creditor. Fulton Savings Bank or its authorized agent will use reasonable effort in ensuring creditors reverse any service fee or late charge that is related to a payment processing error. Fulton Savings Bank is not liable for any service fees or late charges levied against me / us by my / our vendors. I / We also understand that I / we are responsible for any loss or penalty that I / we may incur due to a lack of sufficient funds or other conditions that may prevent the withdrawal of funds from my / our account.
I / We acknowledge that there will be an insufficient funds fee or a stop payment fee (if applicable). Please refer to Fulton Savings Bank schedule of fees for current charges. In order to use Express Bill Pay, you must be a checking account customer of Fulton Savings Bank.
Access Agreement Information