Checking Account

Discover the best Checking Account Options

checking account near fulton ny from fulton savings bank giving a check

We make banking easy with our variety of Personal Checking Account Options.
We offer a variety of flexible Checking Account Options, from Totally Free Checking to New Opportunity Checking and more. Fulton Savings Bank has been providing the best checking accounts to Fulton, NY and surrounding areas, including the counties of Oswego, Onondaga and Cayuga, for over 100 years.

Ready to sign up for your own personal checking account?

Contact Us Today!


Which Personal Checking Account Is Right For You?

Totally Free Checking Accounts*

Our most popular free checking account – FREE Checking account for everyone!

  • No Minimum Balance
  • No monthly service charge
  • No per check charge
  • Easy-to-balance monthly statement
  • Debit Card Available

VIP Free Interest Checking Accounts*

FREE checking with the convenience of direct deposit or automatic mortgage payment!

  • Competitive interest
  • No Minimum Balance
  • No monthly service charge
  • No per-check charge, Unlimited check-writing
  • Easy-to-balance monthly statement
  • Debit card available

50+ Free Interest Checking Accounts*

A FREE checking account option for customers 50 years and over!

  • Competitive interest
  • No monthly service charge
  • No minimum balance
  • No per-check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Debit card available

New Opportunity Checking Accounts

  • Providing a second chance at a Checking Account
  • Unlimited check writing and no per check charges
  • Free Fulton Savings Express Banking Debit Card
  • Direct Deposit Available
  • Internet Banking Bill Pay available
  • Free Mobile Banking available
  • Small monthly service charge applies

Learn More About New Opportunity Checking Accounts


Looking for the Best Checking Accounts near Fulton, NY?

Fulton Savings Bank has locations in Baldwinsville, NY, Brewerton, NY, Central Square, NY, Phoenix, NY, Fulton, NY and Constantia, NY.

When you’re looking for checking account options, choose Fulton Savings Bank. We offer the best checking accounts, including free checking accounts.

If you’re interested in any of the above checking accounts…

Contact Us

*Customers Purchase Checks
Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $25. Ask us for details.

Payroll Direct Deposit Form