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Home Loans & Residential Mortgage Rates

Our Local Service for Affordable Home Loans Will Change The Way You Bank Forever.

Mortgage Loan Rates

Looking for competitive mortgage loan rates? Look no further! Fulton Savings Bank offers mortgage loan rates that are available for a variety of terms. From 15 year fixed mortgage rates to 30 year fixed mortgage rates and everything in between, Fulton Savings Bank makes mortgages easy and affordable.

 Apply Online Here!

Or call our Mortgage Department at (315) 592-3171

Calculate your monthly payments with our Mortgage Loan Calculator!

Term Interest Rates* As Low As APR
15 Year Fixed 4.000% 4.182%
20 Year Fixed 4.375% 4.522%
30 Year Fixed 4.625% 4.735%
  • *Mortgage rates subject to change
  • Mortage rates locked when complete application submitted
  • 75 Day rate lock

home loans and mortgage loans near fulton ny from fulton savings bank

Get Home Loans in Fulton, NY & Surrounding Regions

Fulton Savings Bank has been a trusted provider of affordable home loans near Fulton, NY and surrounding areas including the counties of Oswego, Onondaga and Cayuga for over 100 years. We’re proud to help our neighbors fulfill their dreams of homeownership by offering competitive mortgage loan rates as well as local service to make paying your home loan a hassle-free process.

30 Year Fixed Mortgage Rates from Fulton Savings Bank

Fulton Savings Bank offers home loans with 30 year fixed mortgage rates. While our available mortgage rates are not limited to 30 year fixed mortgage rates, this popular option can make home ownership affordable for many.

Benefits of 30 Year Fixed Mortgage Rates

There are many benefits to choosing 30 year fixed mortgage rates. One major advantage of 30 year fixed mortgage rates is that your monthly mortgage payments will stay consistent for the lifetime of your loan. This makes it easier to budget. Additionally, 30 year fixed mortgage rates offer the flexibility of having more time to pay off your mortgage loan. This generally means that 30 year fixed mortgage rates may come with relatively lower monthly payments.

Let’s Talk About 30 Year Fixed Mortgage Rates

Are 30 year fixed mortgage rates right for you? The friendly and knowledgeable mortgage professionals at Fulton Savings Bank can help you figure it all out. We’ll sit down with you to discuss your budget, your needs and other important life factors to see if 30 year fixed mortgage rates are the best option for you.

For generations, Fulton Savings Bank has been making mortgages easy. Our mortgage pros empower you to make an informed decision that you can be confident in.

Are 30 year fixed mortgage rates right for you? Let’s talk about it.

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Save $100 when electing auto-pay on your mortgage loans

  • Save $100 when electing automatic payment for your mortgage loan.  The $100 will be deducted from your closing costs.

To Start the mortgage application just contact:

* E-mails are not encrypted. Please do not disclose personal or sensitive information.

Example: On a 30 year fixed rate mortgage loan for $165,000 with an interest rate of 4.625% (4.735% APR) with a minimum down payment of 20%, the principal and interest payment would be $848.33 per month. Taxes and insurance not included, your actual payment obligation will be higher.