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Home Loans & Residential Mortgage Rates

Our Local Service for Affordable Home Loans Will Change The Way You Bank Forever.

Mortgage Loan Rates

 Apply Online Here!

Or call our Mortgage Department at (315) 592-3171

Calculate your monthly payments with our Mortgage Loan Calculator!

Term Interest Rates* As Low As APR
15 Year Fixed 3.250% 3.377%
20 Year Fixed 3.625% 3.655%
30 Year Fixed 4.000% 4.073%
  • *Mortgage rates subject to change
  • Mortage rates locked when complete application submitted
  • 75 Day rate lock

home loans and mortgage loans near fulton ny from fulton savings bank

Get Home Loans in Fulton, NY & Surrounding Regions

Fulton Savings Bank has been a trusted provider of affordable home loans near Fulton, NY and surrounding areas including the counties of Oswego, Onondaga and Cayuga for over 100 years. We’re proud to help our neighbors fulfill their dreams of homeownership by offering competitive mortgage loan rates as well as local service to make paying your home loan a hassle-free process.

Save $100 when electing auto-pay on your mortgage loans

  • Save $100 when electing automatic payment for your mortgage loan. The Payment must be from your Fulton Savings checking account. The $100 will be deducted from your closing costs.

To Start the mortgage application just contact:

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Example: On a 30 year fixed rate mortgage loan for $165,000 with an interest rate of 4.000% (4.073% APR) with a minimum down payment of 20%, the principal and interest payment would be $787.74 per month. Taxes and insurance not included, your actual payment obligation will be higher.