Savings Rates

savings rates near fulton ny from fulton savings bank couple discussing rates

Effective Since 08/12/2020. All Rates Are Subject to Change Without Notice.

Type Interest Rate Annual Percentage Yield Minimum to Open
Passbook and Statement Savings Accounts*+ .05% .05% $100.00
Money Market Accounts* + .05% .05% $100.00
6 Month CD ** .15% .15% $500.00
1 Year CD ** .25% .25% $500.00
2 Year CD ** .30% .30% $500.00
3 Year CD ** .40% .40% $500.00
4 Year** .50% .50% $500.00
7 Day CD ** .25% .25% $100,000.00
VIP Free Interest and 50+ Free Interest Checking Accounts* .05% .05% $25.00
Wall Street Checking Under $2,500* .05% .05% $25.00
Wall Street Checking Over $2,500 .10% .10% $25.00

* Fees may reduce the earnings on these accounts
+ Withdrawal restrictions may apply
** Penalty for early Withdrawal


Savings Accounts
Minimum to open $100.00, must maintain $5.00 in account to obtain interest.

Totally Free Checking Accounts
Minimum to open $25.00. No minimum balance required. No monthly charge. No per check charge. Pays no interest. Customer purchases checks.

Interest Bearing Checking Accounts
Minimum to open $25.00. Several products to choose from.