Looking for competitive mortgage loan rates? Look no further! Fulton Savings Bank offers mortgage loan rates that are available for a variety of terms. From 15 year fixed mortgage rates to 30 year fixed mortgage rates and everything in between, Fulton Savings Bank makes mortgages easy and affordable.
We offer low mortgage rates near Fulton, NY; Baldwinsville, NY; Central Square, NY; Constantia, NY; Phoenix, NY; Brewerton, NY and the surrounding regions.
See Our Mortgage Rates Below
|
Term |
Interest Rates* As Low As |
APR |
|
15 Year Fixed |
6.125% |
6.346% |
|
20 Year Fixed |
6.375% |
6.556% |
|
30 Year Fixed |
6.500% |
6.639% |
*Mortgage rates subject to change
- Mortgage rates locked when complete application submitted
- 270 Day rate lock
Get Home Loans in Fulton, NY & Surrounding Regions
Fulton Savings Bank has been a trusted provider of affordable home loans near Fulton, NY and surrounding areas including the counties of Oswego, Onondaga and Cayuga for over 100 years. We’re proud to help our neighbors fulfill their dreams of homeownership by offering competitive mortgage loan rates as well as local service to make paying your home loan a hassle-free process.
30 Year Fixed Mortgage Rates from Fulton Savings Bank
Fulton Savings Bank offers home loans with 30 year fixed mortgage rates. While our available mortgage rates are not limited to 30 year fixed mortgage rates, this popular option can make home ownership affordable for many.
Benefits of 30 Year Fixed Mortgage Rates
There are many benefits to choosing 30 year fixed mortgage rates. One major advantage of 30 year fixed mortgage rates is that your monthly mortgage payments will stay consistent for the lifetime of your loan. This makes it easier to budget. Additionally, 30 year fixed mortgage rates offer the flexibility of having more time to pay off your mortgage loan. This generally means that 30 year fixed mortgage rates may come with relatively lower monthly payments.
Let’s Talk About 30 Year Fixed Mortgage Rates
Are 30 year fixed mortgage rates right for you? The friendly and knowledgeable mortgage professionals at Fulton Savings Bank can help you figure it all out. We’ll sit down with you to discuss your budget, your needs and other important life factors to see if 30 year fixed mortgage rates are the best option for you.
For generations, Fulton Savings Bank has been making mortgages easy. Our mortgage pros empower you to make an informed decision that you can be confident in.
Are 30 year fixed mortgage rates right for you? Let’s talk about it.
To Start The Mortgage Application Please Contact:
Robert Chetney
NMLS #2016669
(315) 592-8332 | rchetney@fultonsavings.com
Jennifer Whalen
NMLS #2401788
(315) 402-1018 | jwhalen@fultonsavings.com
Mortgage Department
NMLS #415840
(315) 592-3171 | mortgages@fultonsavings.com
E-mails are not encrypted. Please do not disclose personal or sensitive information.
Fulton Savings Bank (FSB) offers a credit for automatic payment withdrawals
* $250 credit towards closing costs when electing automatic payment from an FSB account
* $100 credit towards closing costs when electing automatic payment from a non-FSB account.
For additional information call our Mortgage Department at (315) 592-3171.
Example: On a 30 year fixed rate mortgage loan for $165,000 with an interest rate of 6.500% (6.639% APR) with a minimum down payment of 20%, the principal and interest payment would be $1,042.91 per month. Taxes and insurance not included, your actual payment obligation will be higher.
